The Atomic Retirement Podcast
The Atomic Retirement is the go-to podcast for smart, tax-savvy retirement planning. Hosted by Marine Corps veteran and financial planner Ryan Kilkenny, this show helps people over 50 navigate the complex world of retirement, Social Security, Medicare, and tax-efficient investing.
Whether you're wondering when to claim Social Security, how to lower taxes in retirement, or how to create a reliable income stream, this podcast gives you clear, actionable advice to help you retire with confidence.
Each episode covers topics like:
✔️ Tax-saving retirement strategies to keep more of your money
✔️ Smart investment moves for a secure financial future
✔️ Medicare and Social Security tips to maximize your benefits
✔️ Retirement income planning so you never run out of money
✔️ Common mistakes to avoid when transitioning to retirement
Your retirement shouldn’t be a guessing game.
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The Atomic Retirement Podcast
37. Is Your IRA an IOU to the IRS?
Most people think they've done everything right by saving in a traditional IRA or 401(k). But what if I told you that a big portion of your retirement savings actually belongs to the IRS?
In this episode, we'll break down a recent CNBC article featuring insights from IRA expert Ed Slott, who calls traditional IRAs "the worst possible asset" for retirement.
Here’s what you’ll learn:
✔️ Why your IRA is an IOU to the IRS
✔️ How Required Minimum Distributions (RMDs) can push you into higher tax brackets
✔️ When a Roth conversion makes sense
✔️ The importance of building tax diversification with Roth accounts and brokerage accounts
If you want to keep more of your hard-earned wealth and pay less in taxes in retirement, this is one episode you don’t want to miss.
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