The Atomic Retirement
The Atomic Retirement is a retirement podcast brought to you by financial planner Ryan Kilkenny, a U.S. Marine Corps veteran 🇺🇸 and the founder of Atomic Planning. Ryan is on a mission to educate and empower families to confidently navigate all things money, tax, and retirement. Join him each week as he covers topics on the minds of people in and near retirement. Ryan talks about: retirement planning, retirement income, Roth conversions, tax planning, investing, stocks and bonds, 401(k)s, Roth IRAs, health savings accounts, social security, medicare, long term care, insurance, charitable giving, estate planning, and more. You can learn more at https://www.atomicplanning.com/
The Atomic Retirement
31. Should You Claim Social Security Early to Invest It?
Should you claim Social Security early and invest the money, or wait for a higher monthly benefit? What about using annuities to supplement your income? In this episode, we break down the numbers, risks, and real-life considerations to help you make the best decision for your retirement.
Plus, learn about an exciting new Social Security change that benefits millions of Americans—especially retirees like firefighters, teachers, and police officers.
What You’ll Learn:
- The pros and cons of claiming Social Security early.
- How to decide if waiting for a higher benefit is worth it.
- Why annuities might (or might not) be part of your strategy.
If you’re planning for retirement, this episode is packed with practical tips and actionable advice you won’t want to miss.
Episode Resources
Delay Social Security, Invest More or Buy an Annuity: What's Best for Retirement Income?
Breakeven Returns For Delayed Social Security Claiming
Social Security Fairness Act Signed Into Law by Biden, Enhancing Retirement Benefits for Millions
Don't Miss Out: Smart Retirement Savers Read Atomic Ideas
Want weekly tips to make smarter financial decisions? Subscribe to Atomic Ideas, a free newsletter packed with timely market insights, helpful visuals, and proven retirement strategies.
Sign Up for Free
Ready to Create Your Atomic Retirement?
Take the next step! Schedule your FREE 30-minute Countdown to Retirement appointment today. What's included?
- Retirement Income Analysis
- Tax Return Review
- Investment Check-Up
Book your Free Appointment
Share Your Thoughts
Enjoyed this episode? Please leave a review and share it with someone who's planning for retirement!